How many social security points are there in Xiamen per year?
In recent years, social security points have become a reference indicator for important matters such as settling in many cities and enrolling children in school. As a special economic zone, Xiamen’s social security points policy has also attracted much attention. This article will introduce in detail the calculation method of Xiamen’s social security points, the annual points limit and related hot topics to help everyone better understand this policy.
1. Xiamen social security points calculation method
Xiamen's social security points are mainly calculated based on the number of years and base of social insurance payment. The specific rules are as follows:
| Social Security Type | Points calculation method | annual cap |
|---|---|---|
| Pension insurance | Earn 3 points for every full year of payment | 15 points |
| medical insurance | Earn 2 points for every full year of payment | 10 points |
| unemployment insurance | Earn 1 point for every full year of payment | 5 points |
| Work injury insurance | Earn 1 point for every full year of payment | 5 points |
| maternity insurance | Earn 1 point for every full year of payment | 5 points |
It should be noted that the calculation of social security points is based on the actual month of payment, and the portion less than one year will be converted proportionally. For example, if you pay pension insurance for 6 months, you can accumulate 1.5 points.
2. Annual upper limit of Xiamen social security points
According to the regulations of the Xiamen Municipal Human Resources and Social Security Bureau, the annual upper limit of social security points is 40 points. The specific allocation is as follows:
| Points items | annual cap |
|---|---|
| Pension insurance | 15 points |
| medical insurance | 10 points |
| unemployment insurance | 5 points |
| Work injury insurance | 5 points |
| maternity insurance | 5 points |
| total | 40 points |
If an individual pays multiple social security contributions at the same time, points can be accumulated, but the total points will not exceed 40 points.
3. Hot Topics: Social Security Points and Settlement Policy
Recently, Xiamen City has issued a new settlement policy, and social security points have become an important reference indicator. According to the new regulations, migrant workers applying for settlement must meet the following conditions:
| Conditions | request |
|---|---|
| Social security payment period | Pay for 3 consecutive years |
| social security points | Total points reached 100 |
| residence permit | Hold Xiamen residence permit for more than 3 years |
This policy has triggered widespread discussion, with many migrant workers saying that the calculation method of social security points is relatively fair, but the annual upper limit is lower and it may take longer to meet the settlement requirements.
4. How to check personal social security points
The Xiamen Municipal Human Resources and Social Security Bureau provides a variety of ways to check personal social security points:
| Query method | Operation steps |
|---|---|
| Online inquiry | Log in to the official website of Xiamen Municipal Human Resources and Social Security Bureau and enter your ID number and social security card number to query |
| Offline inquiry | Bring your ID card and social security card to the window of the social security service center in each district for application |
| Telephone inquiry | Dial 12333 social security service hotline and follow the prompts |
It is recommended to check personal social security points regularly every year to ensure that the data is accurate.
5. Summary
Xiamen's social security points policy provides migrant workers with a clear reference for settlement and public services. According to the current calculation method, an individual can receive up to 40 social security points each year. If you want to accumulate points quickly, it is recommended to pay social security as early as possible and ensure continuous payment. At the same time, pay attention to the latest policy developments of the Xiamen Municipal Bureau of Human Resources and Social Security in order to adjust personal plans in a timely manner.
Social security points are not only related to settlement, but may also affect children's enrollment, housing subsidies and other benefits, so it must be paid attention to.
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