How to write the story of a vehicle accident
In traffic accident handling, it is crucial to describe the accident clearly and accurately. Whether it is reporting to an insurance company, submitting materials to the traffic police department, or serving as evidence in legal proceedings, a standardized description of the vehicle accident can effectively restore the truth and clarify responsibilities. The following will give you a detailed explanation of how to write about a vehicle accident based on hot topics and structured data from the entire Internet in the past 10 days.
1. Core elements of the vehicle accident process

According to the latest guidance from the traffic management department and the insurance industry, the accident description needs to include the following six key pieces of information:
| elements | Content requirements | Example |
|---|---|---|
| Time and place | Accurate to the minute, specific road section name | At 14:30 on March 15, 2024, 50 meters south of the intersection of Jiefang Road and Zhongshan Road, XX City |
| Party information | Vehicle plate number, driver’s name | Zhejiang A12345 (car owner: Zhang San) |
| Weather and road conditions | weather conditions, road conditions | Sunny day, dry asphalt road |
| Driving status | direction, speed, lane | Driving from south to north, speed is about 40km/h, second lane |
| collision process | Contact part, collision angle | The left front side of the other vehicle collided with the right rear door of my car at a 45-degree angle. |
| Damage | Visible damage | The right rear door is dented and deformed, and the paint on the rear fender is scratched. |
2. Writing template for hot accident types
Recent big data shows that the following three types of accidents account for 72% of the hot searches on the Internet:
| Accident type | Key points of feature description | Hot case reference |
|---|---|---|
| rear-end collision | Braking status of the vehicle in front, safety distance, reaction time of the vehicle behind | March 10#Tesla automatic brake failure# incident |
| Changing lanes and scratching | Use of turn signals, rearview mirror observation, lane dash and solid lines | March 12 #Online taxi-hailing car forced to change lanes causing a series of collisions# |
| intersection collision | Signal light status, right-of-way confirmation, blind spot of vision | March 8 #Takeaway rider ran a red light and was hit and flew # |
3. Standard writing steps (step-by-step guide)
1.clear title: Should include the words "description of the accident", such as "description of the traffic accident at XX intersection"
2.text structure: • The first paragraph: Basic information of the parties (name, contact information, driver's license number) • The second paragraph: The complete timeline of the accident (time stamp format is recommended) • The third paragraph: Supplementary illustrations of the scene (hand-drawn photos can be attached) • The fourth paragraph: Special instructions (such as whether the other party escaped, whether there are injured, etc.)
3.language specification: • Use third-person objective narration • Avoid subjective expressions such as "I think" and "I feel" • Use accurate professional terms (such as "abs system starts" rather than "brakes can't be applied")
4. The latest technical auxiliary tools
Comparison of 3 recently popular accident recording tools:
| Tool name | Core functions | Data security | Hot search index |
|---|---|---|---|
| Traffic police 12123APP | Official accident response, electronic liability determination | Ministry of Public Security System Encryption | ★★★★★ |
| AI analysis of driving recorder | Automatically generate collision reports | Local storage + cloud backup | ★★★★☆ |
| Insurance company video report | Real-time picture transmission loss assessment | Financial grade encrypted transmission | ★★★☆☆ |
5. Special precautions (new regulations in 2024)
1. New energy vehicles require additional instructions: whether the battery is damaged and the status of the high-voltage system
2. According to the amendment to the Road Traffic Safety Law implemented on March 1, new requirements are added to the accident description: • It must indicate whether mobile phone navigation is used • Self-driving vehicles need to explain the system intervention • Shared cars need to provide account authorization certificate
3. Electronic data forensics specifications: • The original files of driving recorder videos must be retained • Mobile phone positioning data screenshots must include time watermarks • Vehicle EDR data must be extracted by professional agencies
Through the above structured writing method, it can not only meet the requirements of legal documents, but also comply with the trend of digital processing. It is recommended that car owners save the template of this article in advance for emergency use.
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